With the Autoload procedure a chipcard user's credit is automatically reloaded as soon as the credit falls below a predetermined minimum amount.
The amount to be credited is either debited directly from the bank account of the chipcard owner or is paid via an online payment service, for example, PayPal.
When the Autoload procedure is registered the chipcard user enters his or her bank account details and issues a direct debit mandate if necessary.
If desired the user can also determine via his or her online access the amount to be credited and the minimum amount below which this automatic topping up of the credit should take place.
If it is determined at a terminal or machine that the credit has fallen below the minimum level, the terminal will load the chipcard directly with the topping-up amount, after requesting the agreement of the user (optional).
The amount to be credited is either a predetermined fixed amount or can be entered manually at the terminal.